*{margin:0; padding:0}

body
{
	background:#fff url(../images/main-bg.jpg) repeat-x top;
	font:13px tahoma;
	color:#474747;
	margin:0px;
	padding:0px;
}
a{
font-size:13px;
color:#000000;
text-decoration:none;
}
a:hover{
font-size:13px;
color:#666666;
text-decoration:none;

}
.fltlft
{
	float:left;
}

.fltrgt
{
	float:right;
}

.clr
{
	clear:both;
}

img
{
	border:none;
}

#wrap
{
	margin:auto;
	width:887px;
}

.nav
{
	padding:0 0px 0 23px;
	width:864px;
}

.banner-bg
{
	background:url(../images/banner-bg.jpg) no-repeat;
	width:887px;
	height:215px;
	margin-bottom:3px;
}

.banner-padg
{
	padding:5px 5px 3px 28px;
}

.newsPadg
{
	padding:0 28px 0 29px;
	color:#3a3a3a;
}

.newsPadg a
{
	text-decoration:underline;
	color:#3d75b8;
}

.newsPadg a:hover
{
	text-decoration:none;
}

.latestNews
{
	padding-right:9px;
	float:left;
}

.blue-arrow
{
	margin-left:4px;
}

.paymntBg
{
	background:url(../images/paymtprocessg.jpg) no-repeat;
	width:276px;
	height:210px;
	margin-right:9px;
	margin-left:22px;
	color:#474747;
	display:inline;
}

.paymntBg ul
{
	padding:30px 0 0 22px;
	list-style:none;
	width:225px;
}

.paymntBg li
{
	background:url(../images/greyArrow.gif) no-repeat left 3px;
	padding:0 0 4px 10px;
}

.paymntBg li a
{
	color:#474747;
	text-decoration:none;
}

.paymntBg li a:hover
{
	color:#418bc4;
}

.busiprocess
{
	background:url(../images/businessProcess.jpg) no-repeat;
	width:276px;
	height:210px;
	margin-right:9px;
	color:#474747;
}

.busiprocess ul
{
	padding:30px 0 0 22px;
	list-style:none;
	width:225px;
}

.busiprocess li
{
	background:url(../images/greyArrow.gif) no-repeat left 3px;
	padding:0 0 8px 10px;
}

.busiprocess li a
{
	color:#474747;
	text-decoration:none;
}

.busiprocess li a:hover
{
	color:#418bc4;
}

.busimngmt
{
	background:url(../images/busimgnt.jpg) no-repeat;
	width:276px;
	height:210px;
	color:#474747;
}

.busimngmt ul
{
	padding:30px 0 0 20px;
	list-style:none;
	width:225px;
}

.busimngmt li
{
	background:url(../images/greyArrow.gif) no-repeat left 3px;
	padding:0 0 8px 10px;
}

.busimngmt li a
{
	color:#474747;
	text-decoration:none;
}

.busimngmt li a:hover
{
	color:#418bc4;
}






.pdsHome
{
	background:url(../images/pds.jpg) no-repeat;
	width:276px;
	height:210px;
	color:#474747;
}

.pdsHome ul
{
	padding:30px 0 0 20px;
	list-style:none;
	width:225px;
}

.pdsHome li
{
	background:url(../images/greyArrow.gif) no-repeat left 3px;
	padding:0 0 8px 10px;
}

.pdsHome li a
{
	color:#474747;
	text-decoration:none;
}

.pdsHome li a:hover
{
	color:#418bc4;
}












.learn
{
	padding-right:36px;
}

.welpadg
{
	border-bottom:1px solid #e5e5e5;
	padding:26px 0px 24px 0px;
	margin:0px 7px 12px 7px;
}

.welContent
{
	padding-top:10px;
	font:13px Arial, Helvetica, sans-serif;
	color:#4e4f51;
}

.partnersBg
{
	background:url(../images/partners_bg.jpg) no-repeat;
	width:784px;
	height:64px;
	padding:22px 57px 19px 23px;
	margin-bottom:17px;
}

.marg1
{
	margin:0 112px 0 63px;
}

.marg2
{
	margin:0 125px 0 0px;
}

.footer
{
	margin:7px 7px 0 7px;
	padding:5px 0 5px 0;
	border-top:1px solid #e5e5e5;
	text-align:center;
}

.copyright
{
	color:#a3a3a3;
	padding-top:5px;
}

.copyright a
{
	text-decoration:none;
	color:#686868;
}

.copyright a:hover
{
	text-decoration:underline;
}

.footerLinks
{
	color:#747474;
}

.footerLinks a
{
	color:#747474;
	text-decoration:none;
}

.footerLinks a:hover
{
	text-decoration:underline;
}

.marg3
{
	margin:0 10px 0 10px;
}

.marg4
{
	margin-right:10px;
}

.marg5
{
	margin-left:10px;
}

/*---------------------inner pages---------------*/

.banner-bg2
{
	background:url(../images/banner-bg2.jpg) no-repeat;
	width:887px;
	height:136px;
	margin-bottom:3px;
}

.banner-padg2
{
	padding:5px 0 0 12px;
}


.lftpannel
{
	width:212px;
	margin-right:0px;
	padding-left:13px;
	float:left;
	background-image:url(images/img1.jpg);
	background-position:left;
	height:220px;
}
.lftpannel h2
{
	font-size:13px;
	background-color:#0090ff;
	margin-left:10px;
	color:#FFFFFF;
	width:180px;
	padding:2px 2px 7px 12px;
}
.lftpannel ul
{
	font-family:Arial, Helvetica, sans-serif;
	font-size:13px;
	margin-left:10px;
	margin-top:10px;
	
}
.lftpannel li
{
font-family:Arial, Helvetica, sans-serif;
font-size:13px;
padding-left:13px;
line-height:17px;
list-style:none;
background:url(../images/blueArrow.gif) no-repeat left 5px;
}
.rgtContent ul{
margin-left:10px;
padding:0;
}
.paymnt
{
	margin:0 0 8px 0;
}

.process
{
	margin:0 0 8px 5px;
}

.mngmt
{
	margin-left:5px;
}

.bor
{
	margin:0 7px 16px 7px;
	border-bottom:1px solid #e0e0e0;
	height:1px;
}

.bor2
{
	margin:16px 7px 16px 7px;
	border-bottom:1px solid #e0e0e0;
	height:1px;
}

.rgtpannel
{
	float:left;
	width:622px;
	padding-right:7px;
}
.contentpannel
{
	float:left;
	width:837px;
	padding-left:25px;
	padding-right:25px;
	padding-bottom:10px;
}


.rgtHeading
{
	font-size:17px;
	font-weight:bold;
	color:#0072cc;
	padding:0px 0 10px 0;
}

.rgtHeadingSmall
{
	font-size:14px;
	font-weight:bold;
	color:#0072cc;
	padding:0px 0 10px 0;
}



.rgtContent
{
	color:#474747;
	line-height:normal;
}

.rgtContent ul
{
	list-style:none;
	margin-top:12px;
}

.rgtContent li
{
	background:url(../images/blueArrow.gif) no-repeat left 5px;
	padding:0 0 8px 10px;
	font-weight:normal;
}
input{
border:#CCCCCC 1px solid;
font-size:12px;
color:#666666;
margin:3px;
}
textarea{
border:#CCCCCC 1px solid;
font-size:12px;
color:#666666;
margin:3px;

}
checkbox{
border:none;
}
.testi{
font-size:13px;
padding-left:10px;
padding-top:5px;
padding-right:15px;
}
.lftpannel-text ul
{
	font-family:Arial, Helvetica, sans-serif;
	font-size:13px;
	margin-left:10px;
	
}
.lftpannel-text li
{
font-family:Arial, Helvetica, sans-serif;
font-size:13px;
padding-left:13px;
line-height:15px;
list-style:none;
background:url(../images/round.gif) no-repeat left 5px;
}




.pds {margin:0 0 8px 0; border-bottom: 1px solid #dce2e6; padding:0 0 5px 15px; list-style: none; color:#0072cc; font-size:11px;}
.pdsSelected {margin:0 0 5px 0; padding:7px 0 0px 12px; list-style: none; background: url(../images/pdsSelected.gif) no-repeat; width: 171px; height: 28px; color: #1a4367; font-weight: bold; font-size:11px;}
.pdsLast {margin:0 0 8px 0; padding:0 0 3px 15px; list-style: none;  font-size:11px;}

.pds a:active {color:#0072cc; font-weight: bold; font-size:11px;}
.pds a:hover {color:#0072cc; font-weight: bold; font-size:11px;}
.pds a {color:#0072cc; font-weight: bold; font-size:11px;}


.pdsLast a:active {color:#0072cc; font-weight: bold; font-size:11px;}
.pdsLast a:hover {color:#0072cc; font-weight: bold; font-size:11px;}
.pdsLast a {color:#0072cc; font-weight: bold; font-size:11px;}


.pdsSelected a:active {color: #1a4367; font-weight: bold; font-size:11px;}
.pdsSelected a:hover {color: #1a4367; font-weight: bold; font-size:11px;}
.pdsSelected a {color: #1a4367; font-weight: bold; font-size:11px;}


.question {border-bottom: 1px dotted #b1c9de; padding:5px; font-weight: bold; font-size:12px; color: #1a4367}
.answer {margin:0 0 10px 0; padding:5px; text-align: justify;}
.top {background: #eeeeee; padding:5px; text-align: right; margin:0 0 10px 0;}
.top a {color: #666666; font-size: 11px;}
.top a:active {color: #4485fb; font-size: 11px;}
.top a:visited {color: #4485fb; font-size: 11px;}
.top a:hover {color: #4485fb; font-size: 11px;}




.homeul
{
	list-style:none;
	margin:10px 0 0 10px;
}

.homeli
{
	background:url(../images/greyArrow.gif) no-repeat left 3px;
	padding:0 0 4px 10px;
}